A Financial Decision to Provide and Protect

A simple explanation of Insurance is that it allows income protection that guarantees that your family gets something if something happened to you. The goal is to have peace of mind that your family wouldn\’t suffer a huge financial impact upon your  death or disability.

I personally think that this one\’s a necessity that often missed out, but glad to know that somehow, this generation are getting more informed  to came up thinking more about the future. 

It\’s been two years since I availed a Life Insurance. Seems too sensitive to discuss, but that\’s how I see how to provide for my family\’s protection. A friend commented that it\’s too harsh for me to think of death right away and jokingly asked why not a health or accident insurance first before life insurance or a memorial plan? 

Oh well, maybe because I think our emergency fund can cover that of hospital expense in case of sickness. It is something that we are also prepared of, but the assurance of my beneficiaries getting a doubled Face amount and the accumulated Face Value seems more convincing and more beneficial.

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But to be honest, I am only familiar with getting something in case of death.  Maybe my friend is right when she suggested  getting  an accident or health insurance first, any thoughts? or so I think that\’s a handful of plans already that is why I am not considering it.
Taking care of unforeseen events like accidents can be such a relief. We can never avoid it, but at least be prepared for it. There were personal injury attorney tampa that handles viable case related to automobile accident and advocate for compensation for a long-term damage, medical care, and pain and suffering.
Personal Injury Cases can result to serious damage that allows us to file a complaint in order to receive a compensation for the losses. Compensation can also include economic damages, such as reduced future income, loss of appraised value to real property, and construction repairs.

Types of Personal Injury Cases are as follows:

  • Animal Bite Injuries
  • Auto Accidents
  • Aviation Accidents
  • Bicycle Accidents
  • Boating Accidents
  • Brain Injuries
  • Burn Injuries
  • Construction Accidents
  • Defective Products
  • Insurance/Bad Faith
  • Medical Malpractice
  • Motorcycle Accidents
  • Nursing Home Abuse
  • Pedestrian Accidents
  • Slip and Fall Accidents
  • Spinal Cord Injuries
  • Wrongful Death
Permanent injuries, significant disfigurement or scarring, and enduring loss of important bodily functions all qualify as cause for legal action in the event of an automobile accident. Family members can also sue on a victim\’s behalf in cases of death. This is where a help from the like of  auto accident attorney tampa comes in to develop and deliver individualized solutions. The need of legal assistance in this case is highly recommended for a more appropriate action and compensation.

Sure, something unexpected can happen anytime. We just have to be well prepared and well-informed on how to deal with it and what kind of help we can possibly get. We only have to  make the best decisions based on our individual needs, current situation, and long-term goals. Having an Insurance is my way of dealing with unexpected, what\’s yours?  


4 responses to “A Financial Decision to Provide and Protect”

  1. Hello Mommy Tots, congrats on having a life insurance! What is your Sunlife plan? Hubby and I have Sunlife policies also. His is MaxiPrime while mine is MaxiBright. 🙂


  2. The way I see an insurance is that it's an investment that you wish you would never use. But then again, it would really be helpful just in case you ever do use it. I've been meaning to have a sit down with an insurance agent.


  3. I've been wanting to get myself both accident and a life insurance policies. The thing is, we never know what life has in store for us so it's best to be prepared.


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